Note:
OpusCapita and Analyste are two different banking software. Iptor.com cannot connect to the bank directly, so both can be used as communication systems between Iptor.com and banks.
Currency exchange rates, book-keeping transactions are transferred from the bank to Iptor.com via any one of these systems. Both contain a small cash management module to which you can transfer A/P and A/R invoices on a daily basis.