This document describes how the SEPA Direct Debit information is constructed. This is determined by the standard or local guideline outlined according to the UNIFI ISO 20022 Payments Message CustomerDirectDebitInitiationV02 (Msg ID pain.008.001.02).
The message is composed of the following building blocks:
| Block | Description | Additional information |
|---|---|---|
| A | Group Header | This building block is mandatory and present once. It contains elements, such as:
|
| B | Payment Information | This building block is mandatory and repetitive. It contains, besides elements related to the credit side of the transaction, such as:
|
| C | Direct Debit Transaction Information | This building block is mandatory and repetitive. It contains, amongst others, elements related to the debit side of the transaction, such as:
|
Direct Debit Initiation message structure
The image below is an example of the number of occurrences of the Grouping header, Payment Information and Transaction Information blocks within a message.
